Choose From A Variety Of Business Financing Products

Loan Term:

Traditional Tem Loans

TurnAround:

Maximum Loan Amount:

$25,000 - $500,000

A Traditional Loan Term offers unsecured capital with fixed interest rates as low as 5.49%. They offer flexible terms with various repayment options made to fit your needs. These loan’s offer a great turnaround time with the lowest cost of unsecured capital around. These loans have no repayment penalties and are amortized so you only pay interest for the time you keep the loan open.

 

Term Loans, all in all, fit most business needs due to low cost and long-term options. they can be used for debt consolidation, inventory purchases, renovations, working capital, and many other reasons. These loans are great for minimizing risk, over a long period of time, with  long-term investments.

1 - 5  Years

Interest Rates:

Starting at 5.49%

Little As 48 Hours

Traditional Loan Terms

Loan Term:

Equipment Financing

TurnAround:

Maximum Loan Amount:

Up To 100% Of Equipment Value

Equipment financing allows you to acquire new or used equipment quickly, with the equipment itself serving as collateral. Think of it like a car lease, except once you pay off the loan you will own the equipment. Most businesses qualify for equipment leasing, a great option if you have less than perfect credit. This is also a good option because the annual cost is tax deductible which means more money in your pocket and less in Uncle Sam’s.

 

Equipment financing can be used for any equipment: vehicles, major renovations and additions to businesses. And can include multiple items or invoices per one loan, blanketing all items needed.

1 - 10  Years

Interest Rates:

Starting at 3.5%

24 - 72 Hours

Equipment Financing

Loan Term:

Short Term Loans

TurnAround:

Maximum Loan Amount:

$10k - $500K

Short Term Loans provide business owners a quick and easy way to access capital. These loans operate like traditional term loans, in the sense that you receive a set amount of cash up front that you agree to pay back over a set period of time. However, the payments are structured in a daily or weekly schedule  to better cope with day-ro0day operations, with little for you to worry about.

Let's say you get a large purchase order, for a customer, which needed to be filled right away. Getting a short-term loan would give you the funds you need to cover your costs quickly and with ease, even though you might be short on cash right now.

6 - 24 Months

Interest Rates:

Starting at 12.99%

As Little As 24 Hours

Short Term Loans

Loan Term:

SBA Loans

TurnAround:

Maximum Loan Amount:

$50k - $5.5M

Small Business Association (SBA) loans help businesses gain access to the capital they need, at the lowest cost available in today’s market, without having to give up any equity. These loans can typically achieve the largest qualified loan amounts amongst all loan programs because they are backed by the FDIC. This means more money to grow your business!

 

There are two popular SBA loan programs: the SBA 7(a) loan and the CDC/504(b) loan. The SBA 7(a) loan is typically used for many general business purposes such as, Business Acquisitions, Large Inventory Purchases, Debt Consolidation, Expansion and more. The CDC/504 (b) loan is typically used to purchase large (fixed) assets such as commercial real estate or equipment.

7 - 25 Years

Interest Rates:

8% - 13%

14 - 60 Days

SBA Loans

Loan Term:

Business Advances

TurnAround:

Maximum Loan Amount:

$5k - $2M

A business advance is an innovative form of funding that allows you to receive the working capital you need fast and pay it back flexibly. It is not a loan; you are being lent a portion of your own future sales. These payments are simply collected as a small percentage of your credit card sales and/or a variable ACH of your total bank deposits, until the full amount that you borrowed has been collected. 

 

For example, Let’s say we fund your business $50,000 dollars, every time you swipe a customer credit card your merchant processors will divert a small fixed percentage of the sale toward repaying your balance. There is no accruing interest rate, just a onetime fee for the advance that never increases, regardless of how long you take to pay it back. There are many other benefits to a business advance; for instance, there are no fixed monthly payments, minimal paperwork and best of all you can use the funds for any reason you choose.

Repayment terms can be from 3 to 18 months

*Terms Vary Based On Average

Interest Rates:

Starting at $0.12 for every dollar you borrow

12 - 48 Hours

Business Advances

Loan Term:

Business Line Of Credit

TurnAround:

Maximum Loan Amount:

$5k - $250K

Think of a line of credit you get from credit cards. We will provide access to a specific amount of financing, however you don't have have to make payments or incur any interest expense until you start using your funds. You . can receive a line of credit that is either unsecured or secured with collateral (assets you own). Lines of credits are considered "revolving", meaning that you can tap into them continuously.

Let's say you were given access to $100K line of credit , but only decided to take out $50K, you would still have $50K remaining if you needed it. If you paid the $50K back fully, you would have access to the full $100K without reapplying. Not having to reapply is one of the greatest benefits of a line of credit.

The primary purposes of a line of credit is to help finance any ongoing operating expenses and provide cash when you need it, which is why the best time to apply for a line of credit is before you actually need it. A line of credit is ideal for short-term financing needs like seasonal expenses, payroll inventory or any other short term needs.

6 - 24 Months

Interest Rates:

Starting at 6%

24 - 48 Hours

Business Line Of Credit

Loan Term:

A/R Invoice Financing

TurnAround:

Maximum Loan Amount:

Up to 90% of eligible invoice or A/R and 50% of eligible inventory

Think of a line of credit you get from credit cards. We will provide access to a specific amount of financing, however you don't have have to make payments or incur any interest expense until you start using your funds. You . can receive a line of credit that is either unsecured or secured with collateral (assets you own). Lines of credits are considered "revolving", meaning that you can tap into them continuously.

Let's say you were given access to $100K line of credit , but only decided to take out $50K, you would still have $50K remaining if you needed it. If you paid the $50K back fully, you would have access to the full $100K without reapplying. Not having to reapply is one of the greatest benefits of a line of credit.

The primary purposes of a line of credit is to help finance any ongoing operating expenses and provide cash when you need it, which is why the best time to apply for a line of credit is before you actually need it. A line of credit is ideal for short-term financing needs like seasonal expenses, payroll inventory or any other short term needs.

When invoice is paid, you receive the remaining amount

Interest Rates:

Starting at 0.55%

24 - 72 Hours

A/R Invoice Financing